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This table shows some of the cost savings of EFT compared to paper checks. Item Typical Cost Saved by Paper check stock $.02 > $ .25 Payer Paper remittance forms $.02 > $.15 Payee Envelopes $.02 > .10 Payer or Payee Postage $.22 > $.33 Payer, Bank on statementing Photocopies of checks $.02 > .05 Payee, Bank on research items Filing cabinets,
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Ralph Lauren Windbreaks, Payer, Bank While each savings sounds small,
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Ralph Lauren T Shirts, savings can total as much as $.50 per check (Echeck, 2008). Reasonably priced alternatives to EFT are Regional Collection Centers or a lock box system that can cash checks quicker.